As a HNWI, you may have become used to certain level of income that your current pension plan may not be able to meet in retirement. My-Optimum offers a means of ensuring that your retirement savings plan has the ability to provide you with an income commensurate with current income levels. Assets held in My-Optimum are tax under Guernsey tax laws and are not subject to the retirement savings rules of UK based pension plans. There is no annual maximum that contribution to your My-Optimum plan and assets grow free of tax.